Mortgages

New research shows more than one in five are going to extreme measures to avoid delinquency.

Mortgage holders reducing their monthly repayments to cope with rising interest rates could be adding hundreds of thousands of dollars to their debts.

Hundreds of thousands of mortgage holders are extending their home loans as belts tighten around the country.

August's RBA meeting could see the unthinkable happen after new data showed inflation rising again.

Home owners who sell up are reaping financial gains worth hundreds of thousands of dollars, new research shows.

With most economists forecasting little chance of a cut in the cash rate before next year, the housing market remains vulnerable.

The Reserve Bank has kept interest rates on hold but has left the door open for another hike in the coming months even as thousands of households anxiously rate for a long-heralded cut.

Australia's financial regulators have warned more and more homeowners are falling behind on their mortgage repayments on the same day ANZ said relief is even further away than hoped.

A damning report has found a third of home loan customers facing financial hardship end up dropping their requests for help because their bank's application process is so difficult.

US officials worry the next recession could be intensified by a cascading series of failures in the mortgage industry caused by crashing home prices, frozen financial markets and soaring delinquencies.

The Reserve Bank of Australia (RBA) has kept interest rates on hold despite stickier-than-expected inflation and the ever-growing spectre of rising house prices.

Rising interest rates have cost mortgage holders a staggering $60 billion in under two years, new research has found.

Australian homeowners could save thousands of their home loans each year by asking one simple question, experts say.

The figure would still see up to around 100,000 homeowners falling behind on their mortgage payments by October unless interest rates ease or their wages increase.

The central bank will announce its decision at 2pm, with financial experts and economists widely forecasting the cash rate will remain at the 12-year high.

Some experts in the latest Finder survey believe a reduction in the cash rate won't happen until next year.

Cash buyers, rich with assets and without any need for a mortgage, snapped up more than one in four properties across Australia's three largest states last year.

A Coalition proposal to let first homeowners withdraw their super for a house deposit would force property prices up by nearly $75,000 across Australia's five largest capital cities.

Detectives probing the death of a 96-year-old woman nearly two years ago have uncovered she was the victim of an elaborate 'murder and scam plot'.

1.609 million mortgage holders were at risk of mortgage stress in January, a rise from August and September's figure of 1.56 million.

A rise in unemployment may force the Reserve Bank to act.

The decision comes despite economic data showing inflation is decreasing faster than expected.

Construction work on scores of homes has been halted while the administrators look for a buyer.

Economists are feeling more cheery about the economy in new research today.

But experts have urged homeowners to hold onto their mortgages and not sell despite interest rate uncertainty.

The Reserve Bank of Australia (RBA) has kept interest rates on hold in December, sparing borrowers of a sixth interest rate rise in 2023.

Successive interest rate hikes and high inflation are eating into savings, new research released today found.

There could be good news on the horizon for Australia's mortgage holders.

First home buyers in Queensland will be able to access $30,000 under a new scheme that has doubled the first home owner grant.

All of Australia's big four banks have hiked their variable home loan rate following the Reserve Bank's interest rates increase on Tuesday.

The minimum wage required to comfortably afford a mortgage for the average house is now $182,000 – almost three times the median income.

The long-term impact of interest rate rises has delivered almost half of mortgage holders a hip pocket hit reaching well into the tens of thousands of dollars, according to new research.

A poll of 39 economists overwhelmingly found the Reserve Bank will raise the cash rate by 25 basis points to 4.35 per cent tomorrow afternoon.

Household spending has increased by almost five per cent as the cost of living crisis continues to place pressure on Australians.

Mortgage holders praying the worst of the rises is almost over may be in for a rude shock, some economists believe.

More and more families are buckling under radically higher monthly repayments.

The RBA's latest Financial Stability Review largely painted a picture of unexpected resilience, but the news is ominous for some borrowers.

Over the past year, the number of households that have fallen a month or more behind in mortgage repayments has increased in every state and territory

The most rapid decline in home prices in recent history is now fully reversed, with national prices returning to their peak.

Around 150,000 households will tip over the $95 billion fixed-rate cliff as their deals expire, throwing many into financial uncertainty.

And new research suggests the RBA may have their hand "forced" on further rises.

A staggering 20 years is needed to save for the average house in New South Wales, and 16 years for the average unit, the Finder analysis has revealed.

New data suggests Australians may be equipped to handle moving to variable rates.

But the Reserve Bank of Australia has foreshadowed further pressure on mortgage holders.

Pausing rates for a second month running, the central bank said it was closely watching a slowing rate of inflation and an easing of consumer spending.

The mum said she would pay off her house so she could focus on getting her children set up and "giving them opportunities".

The cost of mortgage repayments have hit historical highs, but the RBA is still mulling further rate rises.

New research reveals just how long you have to work to afford an average home loan repayment.

The Reserve Bank of Australia (RBA) has left interest rates on hold at 4.1 per cent, but has warned that more hikes will be needed to contain inflation.

Homeowners haven't struggled this much since the Global Financial Crisis.